About 228 loan
About 228 loan
Blog Article
A financial institution may put together an individual prepare or individual designs for its facility-centered evaluation parts, retail lending evaluation areas, outside retail lending space, or other geographic parts that may be evaluated while in the absence of the authorised strategy.
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The Nationwide Community Enhancement Financing Benchmark measures the dollar volume of Neighborhood progress loans and community advancement investments that profit or serve all or Element of the nationwide spot for all substantial depository establishments as compared to the deposits situated in the nationwide area for all big depository establishments, calculated pursuant to paragraph II.k of appendix B to this part.
(1) For banks that keep an internet site, all info demanded for the lender's community file less than this part must be preserved over the lender's Web page.
(A) The Board considers the electronic supply methods and other shipping and delivery units of the next banks:
A financial institution subject to details reporting needs pursuant to § 228.42 have to include things like in its public file a prepared detect that the CRA Disclosure Assertion pertaining to the financial institution, its functions subsidiaries, and its other affiliate marketers, if relevant, may be acquired over the FFIEC's Web site at:
For every of a bank's facility-based mostly assessment locations, the Assessment here Place Local community Improvement Financing Benchmark steps the dollar volume of Local community growth loans and Local community enhancement investments that profit or serve the facility-based mostly assessment place for all substantial depository institutions in comparison to deposits located in the facility-dependent assessment place for all substantial depository institutions, calculated pursuant to paragraph II.b of appendix B to this aspect.
) Added benefits or serves one or more geographic spots with minimal amounts of Neighborhood enhancement financing;
In assigning Retail Lending Check conclusions to get a State pursuant to § 228.22(h), the Board would not contemplate a lender's actions to become during the State if People pursuits take place inside of a retail lending evaluation region consisting of counties in multiple Point out.
The Board may perhaps change a confined objective bank's establishment ranking from “Satisfactory” to “Superb” in which a lender requests and gets supplemental thought for solutions that will qualify under the Neighborhood Development Solutions Take a look at in § 228.25.
For every of the large bank's facility-based assessment places, and as applicable, its retail lending assessment spots, the Board publishes over the Board's Web page:
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(2) A home mortgage loan or a multifamily loan is located from the census tract exactly where the assets securing the loan is found; and
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